Risk Management
Quota Share Insurance: Slice the Risk and Share the Reward
Quota share is an arrangement where insurers share portions of policies to spread risks and rewards. Learn how it works and the pros and cons.
Read MoreRisk Sharing: How Insurance Distributes Loss Across Many
Risk sharing through insurance policies distributes potential financial losses across a larger pool to minimize individual loss. Learn how this system benefits all.
Read MoreRisk Transfer in Insurance: Shifting Burdens to Protect Assets
Risk transfer is the principle of shifting financial responsibility for potential losses from an individual or business to an insurance company through an insurance policy.
Read MoreManaging the Unknown: Assessing Speculative Risks
Speculative risks represent uncertainty for insurers. Learn how the industry approaches emerging, unpredictable threats when pricing policies.
Read MoreDefining Speculative Risk in Insurance
What is speculative risk in insurance? Learn the key aspects of speculative risk definition and how it impacts coverage decisions.
Read MoreUplisting Insurance: Moving to a Higher Tier
What is uplisting insurance and why do companies make the move to a higher risk tier? Learn the pros and cons of upping your policy level.
Read MoreWhat’s Not Covered By D&O Insurance? Exclusions You Need to Know
D&O insurance has exclusions like illegal acts, intentional wrongdoing, and securities fraud claims. Understand what directors and officers policies do not cover.
Read MoreReduce Your Risk, Protect Your Assets: A Guide to Risk Reduction
Learn how insurance risk reduction works to help you control risks, minimize losses, and protect your valuable assets through smart planning and preparation.
Read MoreWhat Does “Exposure” Mean in Insurance Coverage?
Learn what insurance exposure means, how it impacts coverage amounts, risk levels, and pricing of policies. Understand this key insurance concept.
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