Personal Finance
Pro-rating Your Insurance: Get the Coverage You Need and Pay Less
Learn how pro rata insurance works to help you customize coverage, save money, and avoid overpaying for insurance you don’t really need.
Read MoreOwning the Risk: Investing in Assets that Shift Liability
Risk assets like insurance-linked securities & catastrophic bonds transfer risk from policyholders to investors. We explore these complex products.
Read MoreRisk Reduction 101: How to Lower Your Insurance Premiums
Learn techniques like raising deductibles & improving home security to qualify for insurance discounts. Reduce risk to save money on premiums.
Read MoreRisk Sharing: How Insurance Distributes Loss Across Many
Risk sharing through insurance policies distributes potential financial losses across a larger pool to minimize individual loss. Learn how this system benefits all.
Read MoreUnraveling the Meaning of “Insurance Loss Reported”
What does it mean when an insurance company says “loss reported”? Get clarity on this insurance term relating to reporting claims and losses.
Read MoreWhat is Rebating? The Hidden Truth About Insurance Discounts
Rebating is an illegal practice where insurance agents offer discounted premiums to gain a competitive edge. Learn why it’s prohibited and the penalties agents face.
Read MoreInsurability: How to Know if You’re Insurable
Insurability refers to one’s eligibility to purchase insurance based on risk factors. Learn what makes someone insurable or uninsurable.
Read MoreThe Hidden Dangers of Moral Hazard in Insurance
Moral hazard in insurance refers to the tendency for insured parties to take more risks, knowing insurance will cover the costs. Learn how it impacts premiums.
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